How Ride-Sharing Apps can impact your insurance

Columbia, S.C. – July 11, 2014 – With ride-sharing company UberX announcing their entrance into South Carolina, potential passengers and drivers have a number of factors to consider before the first ride.“Ride-sharing and transportation networks can have significant impacts on automobile insurance coverage,” said Russ Dubisky, executive director of the…

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Facts about accident response fees

Recently, several local governments in South Carolina have begun to consider accident response fees as a way to increase revenue for districts providing emergency response services. These fees typically range from $300 to $1,000.Many ordinances have been drafted with the intent to charge only non-resident drivers and for the cost…

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New law protects homeowners against roofing scams

COLUMBIA, S.C. – July 1, 2013 – A new South Carolina law provides homeowners with certain protections against roofing scams that have become increasingly common.According to the National Insurance Crime Bureau, repair contractors often go door-to-door in neighborhoods that have sustained damage to offer clean up and/or construction and repair…

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Premium Toolkit for Homeowners

South Carolina: A Model of SuccessSouth Carolina has a competitive homeowners insurance market. In 2007, lawmakers in the state implemented a market-oriented approach to homeowners insurance that encouraged competition among insurers; bolstered the business climate in South Carolina; and afforded greater consumer benefit. South Carolina now offers more options for…

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Protecting your home against wildfire

Columbia, S.C. – April 18, 2013 – South Carolina’s risk for wildfire increases as the weather gets warmer, drier, and windier. Wildfire season usually begins in late winter and continues through the spring, when the Southeast typically heats up before summer.“Even if a fire isn’t close to your home, wind-blown…

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The Facts: South Carolina Homeowners Insurance

For quick facts on the S.C. Homeowners insurance market, follow the "view document" link below.

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Sharing the road with golf carts and mopeds

COLUMBIA, S.C. – February 27, 2013 – Golf cart drivers and moped riders are sharing the roads more often in South Carolina. However, both of these transportation alternatives have unique safety, insurance, and registration concerns that owners and operators should consider.GOLF CARTSThe use of golf carts continues to grow all…

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New law aims to help drive down auto-glass fraud

COLUMBIA, S.C. – February 19, 2013 – With many South Carolinians recently experiencing overly-aggressive sales tactics from some unscrupulous auto-glass repair companies in South Carolina, a new law has gone into effect to help protect consumers from “glass harvesting.”“We’re hopeful that the new law will help reduce ‘glass harvesting’ and…

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Loris residents sentenced in insurance fraud case

COLUMBIA, S.C. – June 9, 2012 – A group of Loris residents pleaded no contest to insurance fraud charges for presenting a false claim for insurance payment.Janet Wilson, Charles Wilson, Cora Pacheco, and Barbara Riggins were each sentenced to 30 days time-served, fined $1,500, and must complete 100 hours of…

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Frequently asked questions on coastal property insurance

Recent headlines have raised some reasonable questions about homeowner insurance rates and coastal property.Here is a list of frequently asked questions, and answers that help give consumers a better understanding of the current marketplace.What is insurance?Insurance is a product that protects against significant financial loss by transferring risk.Natural disasters, accidents,…

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